When a British resident tries to obtain a property insurance UK packages, the types of the insurance coverages, premiums, and packages could be very confusing. Here is a short introduction into the property insurance UK types.

1. high value building insurance is to be interesting to those homeowners whose house re-building cost is equal to 250 thousand pounds and more. The major problem is to calculate the re-building price that differs from the market cost. To solve this problem, use the property insurance calculator tools by the Assosiation of British Insurers or seek for a competent estimator;
2. high value contents insurance makes sense if contents estimation is 50-100 thousand pounds. The content includes every item kept in your house and any asset built outside (like garages, sheds, or patios);
3. collection insurance is quite a specific issue and can be discussed when it comes to a particular collection of things;
4. listed building insurance coverage includes every estate asset listed by English Heritage; this type of insurance allows protecting a listed property owner from considerable material expensies in the case of the listed property damage;
5. specialist home insurance is created to help in protecting specific possessions, including even the art collections or coins.